PAYMENTS
Personal Checks
One in three Americans still uses a personal check each month1.
Features
Personal Checks
Security is important to your customers, and it’s important to us, too. That’s why we work continuously to stay ahead of fraudsters and make it difficult for criminals to counterfeit checks or fraudulently deposit checks remotely.
Give your customers peace of mind
Security is important to your customers, and it’s important to us, too. That’s why we work continuously to stay ahead of fraudsters and make it difficult for criminals to counterfeit checks or fraudulently deposit checks remotely.
Beyond the check, our check order fraud prevention system uses information collected from the order request combined with fraud consortium data components to score check order sessions. The process is done in real time and does not require additional information from a customer, which is not already part of the check order. Potential fraud attempts are detected and stopped in real time.
Reinforce your brand and message
Deliver more than just checks. Our CheckFolio® packaging combines high-quality check products with customizable branding options that help expand brand visibility and recognition—often without requiring additional marketing budget.
Engage your customers, reinforce your brand, and put your check packaging to work for you. With your financial institution’s custom artwork, logo and messaging, your check packaging instantly pulls double duty as a hard- working marketing tool. In addition, our CheckFolio delivers high message visibility, frequency and longevity. An impression is made every time a customer writes a check or accesses a new check pad, repeating over the lifetime of the check order.
We’ve invested in your success
From state-of-the-art JetStream® printing technology, to the advanced mobile security and anti-fraud check protection features, we help you meet the diverse needs of your customers. That’s why we’ve invested $100 million in print production technology, for personalization and customization printing capabilities that are second to none. For you, this translates to stronger branding and increased customer engagement opportunities.
How it Works
Industry-Leading Check Security Features
ImageMatch®
Confirms unique check data matches the front and back of the check to help prevent fraud.
Photo Safe Deposit®
Icon indicates the check includes mobile deposit fraud prevention features.
MobileMark®
Box printed on the back of the check helps customers keep track of checks deposited remotely.
CheckArmor®
Indicates white-glove assistance and support in the event of check fraud, checking account fraud or identity theft.
We’ve Invested in Your Success
From state-of-the-art JetStream® printing technology, to the first-in-industry mobile security and anti-fraud check protection advancements, we help you meet the diverse needs of your customers.
On-demand printing
Target small groups or areas of a larger campaign. No minimum orders; no inventory to store nor deplete.
On-time printing
Minimal make-ready procedures and fast print speeds let us respond to your print needs quickly.
Flexibility
Check designs and messages can be updated and refreshed quickly, which means you don’t have to worry about depleting pre-existing inventory.
Eco-friendlier
The inks used in our printing process are water based, helping to reduce the use of certain chemicals during production and clean-up. In addition, many check components are recyclable, and recycled cardboard is incorporated into a variety of our checkbook binders and packaging materials.
Case Study
Promoting Checking? Look Before You Leap
Financial institutions can improve checking account acquisition results by promoting accessible, low-fee checking products that better align with consumer financial realities.
FAQ
Questions About Personal Checks
Are checks still relevant for banks and credit unions?
Yes. A majority of consumers and many businesses continue to rely on checks, making optimized check solutions an important revenue and service channel.
How do check solutions increase profitability?
By improving order capture, encouraging reorders, and expanding accessory sales—all while reducing manual processing and service costs.
How do check solutions help reduce fraud?
Advanced security features and fraud‑prevention education help protect against unauthorized use and counterfeit checks.
Learn More About Personal Checks
Discover how our Personal Checks deliver the security, customization and reliability you can count on.
Contact Us Today
1-800-351-3843
9AM – 5PM, E.T.
Monday – Friday
¹ Federal Reserve Bank of Atlanta, Survey and Diary of Consumer Payment Choice, 2024 findings.